This is the website of Grace Deposits Protection (Pty) Ltd, t/s GraceNineteen.
By accessing gracenineteen.com ("the/this/our website/site"), you are deemed to have read, understood and agreed to these terms of use. Please read these terms, together with our Privacy Policy, carefully as they will govern our relationship with you in relation to your use of our website and the products and services we offer, and will constitute an ongoing binding agreement between GraceNineteen and yourself.
GraceNineteen provides the information contained in this website and the pages comprising the website, and advertises and offers the services and products advertised on this website from time to time ("service/s") to users ("you"), subject to the terms and conditions set out herein, on an "as is" and "as available" basis. GraceNineteen uses its best efforts to maintain the quality of its services, but you should not assume that the site is error-free or that it will be suitable for the particular purpose which you have in mind when using it.
The information, ideas and opinions expressed on this site are of a general nature and should not be regarded as financial or other advice. Prior to taking any action based on, or in relation to, information, ideas and opinions expressed on this site you need to obtain professional advice appropriate to your planned action.
This website is available to you for your non-commercial use.
We may modify, withdraw or deny access to this website at any time. No other person or entity has any right to use any of the aforesaid domains. Should you be contacted by or come across any website (other than this one) purporting to be the official website of GraceNineteen, please report this to GraceNineteen's Client Care Centre at support@gracenineteen.com.
Nothing on this website is intended to be nor should be construed as an offer to enter into a contractual relationship with you or anyone else, except for these terms which govern the relationship between us in relation to your use of the website. The advertising of our services via the website merely constitutes an invitation by GraceNineteen for you to make an application for our services. GraceNineteen reserves the right not to accept and/or comply with any application for any reason whatsoever. Should GraceNineteen accept your application for one or more of its services or products, the agreement is governed by the terms and conditions of the application and agreement itself and not by these terms which specifically relate to the use of the website.
If you do not accept these terms and conditions and those of our Privacy Policy, please do not continue to use this website. Please note that the terms and conditions stated in this document refer to the use by you of this website and are not related to any commercial agreement concluded between you and GraceNineteen or any other third party pursuant to the use of this website.
You use this website at your own risk. GraceNineteen makes no warranties or representations of any kind (express, implied or residual) with regards to the accuracy, completeness or reliability of any information, data and/or content on the website.
By accessing the website, you warrant and represent to GraceNineteen that you are legally entitled to do so. If you subscribe or apply for any of our services or products you warrant and represent that you are legally authorised to subscribe or apply for such services or products. You further warrant you will not use the website, the products and/or the services or any information made available or sent to you by us pursuant to your use of the website for any purpose that is unlawful or prohibited under South African or international law or is a contravention of these terms and conditions. You hereby indemnify GraceNineteen against any loss, liability, damage or expense of whatever nature which GraceNineteen or any third party may suffer which is caused by or attributable to, whether directly or indirectly, a breach by you of any of the warranties in these terms and conditions.
To the fullest extent permitted by law, GraceNineteen shall not be held responsible for any injury, loss, expense or damage of any kind whatsoever (whether direct, indirect or consequential) suffered or incurred by you as a result of accessing this website, utilising any service offered on this website or relying on any information contained on this website for any reason whatsoever including, but not limited to, any injury, loss or damage suffered as a result of:
GraceNineteen reserves the right in its absolute discretion to alter, modify, upgrade, update, suspend or withdraw this website or any part hereof at any time.
You are entirely responsible for all content that you access, upload, post, email or otherwise transmit via this website. GraceNineteen is not liable for loss of any content that you access, upload, post, email or otherwise transmit via this website and you should keep a backup copy of all such content.
You give GraceNineteen your voluntary, specific and informed consent to collect, process and store your personal information when you access our website. Please proceed to our Privacy Policy on this website for more information.
GraceNineteen retains all copyright and other intellectual property rights in all materials, texts, drawings and data, including, but not limited to, logos and other graphics and multimedia works, published on or via this website. You are authorised to view and download one copy to a local hard drive or disk, print and make copies of such printouts, provided that:
An application to use GraceNineteen's intellectual property must be submitted through GraceNineteen's Client Care Centre at support@gracenineteen.com. Upon receiving your application, we will do our best to respond and enter into further discussions with you. If you don't get a written response from us within 5 business days, consider your request as having been rejected.
If you submit any content to this website, you grant (by the submission of such content) a transferable, perpetual, worldwide and royalty-free license to GraceNineteen to use the content in any manner whatsoever. If the intellectual property rights of any content submitted by yourself are owned by a third party, you undertake to notify GraceNineteen immediately of the situation and you indemnify GraceNineteen against any claims that such third party may bring against GraceNineteen for the use of third-party content submitted to the website by you.
The website may contain links to other websites with information and material produced by other parties. While GraceNineteen endeavours to provide links only to reputable websites, it cannot accept responsibility or liability for the information provided on other websites. A link from this website to any other website does not mean that we have scrutinised or endorsed the owners or administrators of the websites or their business or security practices and operations. Use or reliance on any external links provided is at your own risk. When visiting external links you must refer to the external terms and conditions of use. No hypertext links shall be created from any website controlled by you or otherwise to this website without the express prior written permission of GraceNineteen.
GraceNineteen may amend these terms of use from time to time. By accessing this website, you are bound to the current version of the conditions published here at the time of any visit to this website. You agree to view the current version each time you access the website.
A certificate signed by the administrator responsible for maintaining this website will be prima facie proof of the date of publication and content of the current version and all previous versions of these terms of use.
Nothing on this website should be treated as an offer but merely as an invitation to do business with GraceNineteen.
If any provision of these terms of use is not fully enforceable for any reason, the remainder shall nonetheless continue to apply.
The laws of the Republic of South Africa apply to these terms of use, as well as the relationship between yourself and GraceNineteen, as far as it concerns the use of this website or any matter that may arise from such use.
Breach of these terms of use entitles GraceNineteen to take legal action without prior notice to you and you agree to reimburse the costs associated with such legal action to GraceNineteen on an attorney and own client scale.
You may not use this website for any unlawful purpose or purpose prohibited by these terms of use.
In its sole and unfettered discretion, GraceNineteen reserves the right to terminate access of a person/s to this website for any reason and without notice.
Nothing on this website constitutes financial or investment advice.
All products or services offered on this website, if any, are offered to South African residents only and not to any persons residing outside the Republic of South Africa.
If you have used a user ID and/or password to access any of the functionality of this website, you are solely responsible for the following:
